Deposits
| Types of Deposit |
Rate (%) |
|
| Savings Deposit |
7.00 |
Check in Savings |
| 7.25 |
Shareholders Deposit |
| Premium Deposit |
9.00 |
Minimum Balance : NIL |
| 10.00 |
Minimum Balance : NPR 5,000,000.00 |
| 10.50 |
Minimum Balance : NPR 10,000,000.00 |
| 11.50 |
Minimum Balance : NPR 20,000,000.00 |
| 12.00 |
Minimum Balance : NPR 50,000,000.00 |
| Fixed Deposit |
9.50 |
Upto 3 months |
| 10.00 |
Upto 6 months |
| 10.50 |
Upto 9 months |
| 12.00 |
Upto 12 months |
| 12.50 |
Upto 24 months |
| 13.50 |
Above 24 months |
Loans & Advances
| Types of Loans & Advances |
Rate (%) |
| Micro Finance Loan (Licensed/Institutional) |
7.00-9.00 |
| Micro Finance Loan (General/Others) |
13.00-15.00 |
| Asset Acquisition Loan : |
|
| - Hire Purchase Loan |
15.00-17.00 |
| - Home Loan |
14.00-16.00 |
| Personal Enterprise Loan |
14.00-16.00 |
| Business / Project Loan |
14.00-16.00 |
| Loan against Shares |
15.00-17.00 |
| Other Loan |
16.00-18.00 |
| Loan against Vibor Deposits : |
|
| - Structured Deposit |
As per Deposit Contract |
| - Other Deposit |
+2% above coupon rate |
| Consortium Loan |
As per Consortium Decision |
All rates are effective from 4
th July, 2010.
